Systematic Investment Plan (SIP) Calculator

Calculate your Systematic Investment Plan returns and plan your mutual fund investments

SIP Investment Calculator

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Minimum $50 per month
%
Typical range: 8-15%
Years
Long-term investing recommended

Understanding SIP (Systematic Investment Plan)

A Systematic Investment Plan (SIP) is a disciplined investment approach where you invest a fixed amount regularly in mutual funds. It's one of the most effective ways to build wealth over time through the power of compounding.

Benefits of SIP:

  • Dollar Cost Averaging: Reduces the impact of market volatility
  • 401(k) Benefits: Employer matching and tax advantages
  • IRA Options: Traditional and Roth IRA for retirement savings
  • Flexibility: Start with as little as $50 per month
  • Disciplined Investing: Encourages regular investment habit
  • Compounding Power: Your returns generate their own returns

How SIP Works:

When you invest through SIP, you buy more units when prices are low and fewer units when prices are high. This averaging effect helps reduce the overall cost of investment and potentially increases returns over time.