Privacy Policy

Introduction

FreeBudgetCalc.com ("we," "our," or "us") is committed to protecting your privacy and maintaining transparency about our data practices. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial calculators and website.

Information We Collect

Information You Provide Voluntarily

• Contact Information: When you contact us or subscribe to our newsletter, we collect your name, email address, and message content.
• Calculator Inputs: We do not store the financial data you enter into our calculators. All calculations are performed locally in your browser and are never transmitted to our servers.
• User Preferences: We store your currency selection and other preferences to enhance your experience.

Information Automatically Collected

• Usage Analytics: We collect information about how you use our website, including pages visited, time spent, calculator usage patterns, and user interactions.
• Device Information: We collect information about your device, including IP address, browser type, operating system, device identifiers, and screen resolution.
• Cookies and Local Storage: We use cookies, local storage, and similar technologies to enhance your experience, remember your preferences, and collect analytics data.
• Referral Information: We collect information about the websites that referred you to our service and search terms used to find us.

How We Use Your Information

We use the collected information for the following legitimate purposes:

• Service Provision: To provide, maintain, and improve our financial calculators and website functionality.
• User Experience: To personalize your experience, remember your preferences, and provide country-specific financial information.
• Communication: To respond to your inquiries, provide customer support, and send newsletters (with your consent).
• Analytics & Improvement: To understand how users interact with our website, identify popular features, and improve our services.
• Advertising: To display relevant advertisements through our advertising partners and measure advertising effectiveness.
• Security: To protect against fraud, abuse, and security threats.
• Legal Compliance: To comply with applicable laws, regulations, and legal processes.

Data Security

Calculator Data

Your financial calculations are performed entirely in your browser. We do not store, transmit, or have access to the numbers you enter into our calculators. This ensures your financial information remains completely private.

Website Security

• HTTPS Encryption: All data transmission is encrypted using SSL/TLS protocols.
• Limited Data Collection: We minimize the amount of personal data we collect.
• Secure Storage: Any data we do collect is stored securely with appropriate safeguards.

Third-Party Services & Data Sharing

Advertising Partners

We work with advertising partners to display relevant advertisements. These partners may collect information about your visits to our site and use cookies to serve personalized ads. You can opt out of personalized advertising through:

• Google's Ads Settings
• Digital Advertising Alliance Opt-Out
• Your Online Choices (EU)

Analytics Services

We use analytics services to understand user behavior and improve our website. These services may collect information such as:

• Pages visited and time spent on each page
• User interactions and click patterns
• Device and browser information
• Geographic location (country/region level)

Email Services

We use email service providers to send newsletters and respond to inquiries. These services process your email address and contact information according to their privacy policies.

Content Delivery Networks (CDNs)

We use CDNs to deliver website content efficiently. These services may collect basic technical information about your device and location.

Third-Party Links

Our website may contain links to other websites. We are not responsible for the privacy practices or content of these external sites. Please review their privacy policies before providing any personal information.

Your Rights and Choices

Data Protection Rights

Depending on your location, you may have the following rights regarding your personal data:

• Access: Request access to your personal data and how it's processed
• Rectification: Request correction of inaccurate or incomplete data
• Erasure: Request deletion of your personal data
• Portability: Request transfer of your data to another service
• Objection: Object to certain types of processing
• Restriction: Request restriction of processing in certain circumstances

Cookie and Tracking Management

You can control cookies and tracking through:

• Your browser settings (blocking, deleting, or restricting cookies)
• Opt-out links provided by advertising partners
• Privacy-focused browser extensions
• Enabling "Do Not Track" in your browser

Communication Preferences

You can unsubscribe from our newsletters at any time by clicking the unsubscribe link in any email or contacting us directly.

Data Requests

Since we don't store your calculator inputs, there's no personal financial data to request or delete. For any other data-related requests, please contact us using the information provided below.

Children's Privacy

Our services are not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately so we can delete such information.

International Users & Data Transfers

Our website is accessible globally and serves users from multiple countries. If you are accessing our service from outside the United States, please be aware that:

• Your information may be transferred to, stored, and processed in countries where our servers are located
• Different countries may have different data protection laws
• We implement appropriate safeguards to protect your data during international transfers
• We comply with applicable data protection regulations including GDPR, CCPA, and other regional privacy laws

Data Retention

We retain your information only for as long as necessary to provide our services and fulfill the purposes outlined in this policy:

• Contact Information: Retained until you request deletion or unsubscribe
• Analytics Data: Typically retained for 26 months or as required by law
• Calculator Data: Not stored on our servers (processed locally in your browser)
• User Preferences: Retained until you clear your browser data or request deletion

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

Contact Us

If you have any questions about this Privacy Policy, please contact us:

• Through our Contact Form
• By visiting our About Us page